← Guides

Guides · Tenants & landlords

Deposit protection explained

Why your deposit has to be protected by law, what that actually means, and how RENTL handles it.

Why it matters

It's protected, not just held

If you've paid a deposit on a rented home in England, the law requires it to be protected, not simply held by the landlord or agent. Here's what that actually means.

The rules

How deposit protection works

It has to go into a government-backed scheme

There are three approved schemes in England — mydeposits, the Tenancy Deposit Scheme (TDS), and the Deposit Protection Service (DPS). RENTL protects every deposit through the DPS.

Within 30 days, no exceptions

The deposit has to be protected within 30 days of the landlord or agent receiving it. Missing this deadline is a genuine legal risk for a landlord, not just a formality.

It's capped by law

A deposit can't be more than 5 weeks' rent (6 weeks if the annual rent is over £50,000) — that's the Tenant Fees Act 2019, and it applies regardless of which scheme protects it.

You get proof

Once protected, you should receive confirmation — the scheme's own certificate, plus "Prescribed Information" explaining how the scheme works and how to get your deposit back.

End of tenancy

What happens to the deposit

Both sides agree what's owed

Any proposed deductions — for damage beyond fair wear and tear, for example — should be set out clearly, with evidence.

Disputes go to the scheme, free

If tenant and landlord can't agree, the protection scheme itself runs a free dispute resolution service — neither side needs to go to court.

The undisputed amount is returned promptly

Whatever both sides agree on is returned without waiting for the disputed portion to be resolved.

This page is a plain-English summary for general information, and not legal advice. If you're dealing with a specific tenancy dispute, get advice from Shelter, Citizens Advice, or a solicitor.

Questions about your own tenancy or property?